
1 Lowest Auto Insurance In Georgia For a Minimum Liability Cover
Company Name | Annual Rates |
State Farm | $485/year |
2 Cheapest for a Young/Enthusiastic Drivers
Company Name | Annual Rates |
Farm Bureau | $4,195/year |
3 Cheapest For Full Coverage Insurance
Company Name | Annual Rates |
Farm Bureau | $1,318/year |
4 Lowest for After an Accident Insurance
Company Name | Annual Rates |
Farm Bureau | $1,442/year |
From company to company rates can vary, For example in Clarkston, the most expensive car insurance city in Georgia. The yearly rates for a full cover policy at the highest end was $4,000 more than the lowest end prices. This tells the importance of comparing the auto insurance quotes in Georgia.
Cheapest Company For A Full Cover Insurance Policy In Georgia: Farm Bureau
Farm Bureau provides the cheapest auto insurance full coverage policy rates in Georgia. This company offers more than $1,000 less than the average rates in the state
Comapny Name | Annual Cost | Monthly Cost |
Georgia Average | $2,386 | $199 |
Progressive | $2,586 | $216 |
Grico | $1,778 | $148 |
Georgia Farm Bureau | $1,318 | $110 |
To get the policy from this company, you have to become the member of Farm Bereau for a $35/yr subscription. This is not a bad deal considering the amount $1,000 being saved on premium.
If you thinking to ger insurance policy for a few thousands dollars auto vehicle, you should opt for this full coverage policy. It will provide the comprehensive collision coverages in addition to all state required coverages.
Cheapest Company For a Minimum Liability Insurance Cover Policy: State Farm
According to our comparision of quotes of the auto insurance in gerogia. State Farm is the cheapest company for mimimum liability insurance cover. It gives 29% less than the average minimum coverage rates throughout the Georgia.
However, minimum liability coverage may be the cheapest car insurance, but it does not cover the first – party damages. If your car is damaged in the accident and you are at fault, you may be paying out of your pocket.
Cheap Car Insurance For Drivers With Bad History:
Drivers who were not good behind the wheels in their past, may see higher rates for auto insurance. For that, Comparisions of quotes of auto insurance in Georgia gets even more important.
Georgia Farm Bureau is provides the cheapest rates for car insurance for those who do not posses the clean driving history.
This company’s annual premium is 40% less than the average, but only $140/yr more than the drivers with a clean record.
Company Name | Annual Cost | Monthly Cost |
Georgia Farm Bureau | $1,442 | $120 |
Geico | $3,169 | $264 |
Progressive | $4,677 | $390 |
Georgia Average | $3,527 | $294 |
Insurers give higher rates to the drivers who have done accidents in their past, so to get good rates in car insurance, you must compare the quotes of auto insurance in Georgia to find the best companies.
Cheapest Auto insurance For People Charged With Speedy Tickets: Georgia Farm Bureau
Insurers in Georgia raise their rates by $381 on average for a person charged with speedy tickets, however not all the companies raise their rates for such a person in equal ratio.
Georgia Farm Bureau only increases $124/yr, which means, this is still the cheapest auto insurance company for the person risking with speed.
Company Name | Annual Cost | Monthly Cost |
Georgia Farm Bureau | $1,442 | $120 |
Geico | $2,001 | $167 |
Progressive | $3,334 | $278 |
Cheapest Auto Insurance For Drunken Drivers: Georgia Farm bureau
It is a heinous crime to drive under the influence of drugs or alcohol. So insurer often increase their rates for such drivers.
According to our comparisions of auto insurance in Georgia, Farm Bureau provides the lowest car insurance rates for drivers with DUI i.e $2,548. This is truly double the amount charged from the drivers with clean record, but it is still 34% less than the average industry rates in Georgia.
Company Name | Annual Cost | Monthly Cost |
Georgia Farm Bureau | $2,548 | $212 |
Progressive | $3,209 | $267 |
State Farm | $4,328 | $361 |
Georgia Average | $3,877 | $323 |
Lowest Car Insurance For Poor Credit Drivers: Georgia Farm Bureau
Insurers think poor credit correlate with making a claim. This effects the attitude of the companies towards the poor credit driver a bit harsh. They increase the insurance rates for such drivers.
Georgia Farm Bureau has comparatively good car insurance policy rates for drivers with poor credit i.e. $1,318/yr. This rate is $700 cheaper than the State Farm Insurance
Company Name | Annual Cost | Monthly Cost |
Georgia Farm Bureau | $1,318 | $110 |
Geico | $2,371 | $198 |
State Farm | $2,036 | $170 |
Georgia Average | $2,420 | $202 |
Best Auto Insurance For A Merried Drivers In Georgia: Farm Bureau
Merried drivers see a small discount on policy rates. Usually there is 4% discount on insurance policy rates in Georgia.
However, Georgia Farm Bureau is the best insurer for merried drivers. The company provides a best rates for a full coverage policy to the merried drivers.
Company Name | Annual Cost | Monthly Cost |
Georgia Farm Bureau | $1,318 | $110 |
Progressive | $2,018 | $168 |
Geico | $1,585 | $132 |
Georgia Average | $2,286 | $191 |
Best Auto Insurance For Younger Drivers: Georgia Farm Bureau
Younger drivers see a higher car insurance rates than 30 year old drivers in Georgia. On an average $8,025/yr has to pay for a full coverage policy by a young drivers, which is triple the rates paid by the older ones.
But, some companies offer less rates like Georgia Farm Bureau $4,195/yr for a full coverage policy.
Company Name | Full Coverage | Minimum Liability Cost |
Georgia Farm Bureau | $4,195 | $1,841 |
Geico | $5,442 | $2,474 |
Allstate | $9,993 | $3,083 |
Progressive | $11,736 | $4,654 |
State Farm | $11,826 | $1,568 |
Furthermore, It is recommended that younger drivers share the policy with their parents or othere, which can get them more affordable policy rates.
Policy Rates For Young Drivers With One Accident In Georgia: Farm Bureau
Young drivers with one accident gets already higher policy rates to increase further. But Georgia Farm Bureau is still fit best here, by offering $4,603/yr. This price is cheaper than a half of state average
Company Name | Annual Cost | Monthly Cost |
Georgia Farm Bureau | $4,603 | $384 |
Allstate | $13,113 | $1,093 |
Geico | $7,311 | $609 |
Georgia Average | $10,074 | $840 |
Young lads can get the reduced car insurance policy rates in Georgia by taking a driver safety course or getting a good grades in school or college.
Best Auto Insurance Policy Rates For Young Drivers With One Speeding Ticket: Georgia Farm Bureau
Young drivers with one speeding ticket has the best option in the form of Gerogia Farm Bureau. This company provides half of the average Georgia rates for one speeding ticket, i.e. $4,603.
Company Name | Annual Cost | Monthly Cost |
Georgia Farm Bureau | $4,603 | $384 |
Allstate | $11,759 | $980 |
Geico | $6,126 | $510 |
Georgia Average | $9,032 | $753 |